I’m Scottish, my name is Tommy Stuart. I was born in Glasgow in 1938 just before the Second World War and this brief history is about me!
I was brought up like a little ready made tramp; I won’t go into too much detail, but enough said when I tell you that when I was seven I was getting myself up in the mornings and taking myself to school. (Mum and dad had gone to work in the steel works at 6am)
I would find the socks I had to wear that had never been washed since the day they were bought; there was accumulated ground in sweat in the socks, so hard that part of the sweat had solidified and I could snap off the bits I didn’t need any more and put my foot into what was left, enough to turn the toe bit under — if it was possible — so as you couldn’t see the holes that were there in the proper heal area.
I would then ram my foot into the shoe that had a bit of cardboard cut out and inserted inside to cover the holes in the soles. The rest of my clothing matched my shoes and socks. I’m sure you get the picture — and I always had a clean face and a dirty neck.
The house I lived in had nothing worth stealing and so the door was never locked. Everything of worth; which very little, was in the pawnshop across the road; those bits came out of the pawnshop on Fridays, when my mum and got paid and went back in on Mondays after they had been used over the weekend.
Nothing much changed until I became 17 years of age. I took myself down to an army recruiting center and joined up for 3 years. I became a weapons training instructor and so was quickly promoted to full corporal and then and was sent off to make my presence known to communist terrorists in Malaya – before Singapore became independent.
I came out of the army just before my 21st birthday. I remember that on the very day I became 21 I didn’t even get a verbal “Happy Birthday” from my mother or father — but then I was used to that kind of treatment so it didn’t bother me so much
I left home and went to live in Inverness, a place I where I was really happy. After I had been there for about 6 months I started my first business with a few employees. We called around houses knocking on doors talking people into allowing us to give sewing machine demonstrations in an effort to sell the machines to them on easy payments. It was a good business until I found one of my employees forging the agreements and signatures to get the commission from – – his antics closed me down.
I had made a friend when in the army who lived in Stockport, Cheshire, England and I decided to go and visit him where I have lived ever since.
Starting A Business With Nothing
When you have very little money it’s not easy to start a business. This was about 1963. All I had was determination and a will not to work for a boss. At that time women wore nylon stockings and a pair of stockings would barely last a week; so I went around the houses where I lived knocking on doors asking to speak to the ladies of the house. I told them I had a stocking delivery service and that I would deliver to them a new pair of stockings every week of the correct size and shade. Crazy — I know! But it worked. I did quite well out of that, so well that I managed to become the very proud owner of my first brand new vehicle — a grey mini-van. I believed that everyone I drove past was looking at me drive this “wonderful brand new vehicle” – as I thought – and I felt really proud of my achievement.
Later on I increased my capital and sold my nylon stocking business to an American chap who was living over here. I decided to start buying clothing, mainly jumpers and cardigans, from importers and put the clothing out to people who had lots of friends, or who worked with a lot of people to whom they could sell on to. They would put their own profit on top of my asking price. I would call on them every week and collect my money for what they had sold — and take back what they couldn’t and leave them some new merchandise. Another original idea and I must say it worked very well.
Now I Have A Little Money
I now started selling into shops! — Who would have though it possible to buy from an importer and sell into shops in the same city? — but it worked very well, so well in fact that next I opened my own warehouse — and before I could blink I was flying to Hong Kong and Portugal where I had my own shirts made and started selling them into stores and to people who visited my warehouse. Some of the shirts were made of Bri-nylon — they were boxed and were the cheapest in the whole country so they sold well in bulk.
I now went out and bought my first sports car, a bright red Ferrari. Now people WERE looking at me when out and about! I must admit, living became a bit wild then and I just about ran that business into the ground taking with me just enough money to start up the next one.
They say that money makes money … how true. I next started buying derelict type houses with the profits I was making from the clothing business; I got together a gang of builder lads who would renovate them for me then I would re-sell for a profit. At one time I would own about 10 houses at any one time so as I could keep my gang working no matter what type of weather we had to put up with.
Now I’m On The Crest Of A Wave
In the meanwhile I started up another company specialising in video films; buying them from the organisations that had made the original films and then produced the videos … firms like Warner Brothers … MGM … Walt Disney … CIC … and many others.
To start with I bought a high roofed van – had it carpeted and put racks all around the inside, displaying the video films I had available to rent. Each evening I drove around one of the biggest housing estates near where I lived renting my videos out to the local people and collecting them back in next day.
Now I’m On The Crest Of A Wave
I took myself more and more into the video business, opening 32 large video rental shops and the biggest warehouse in the Northwest of England for the sale, or rental,of video films . But to do that I had to sell off all the houses I owned and put the proceeds into expanding my video company.
I was living the life of Riley; bought a top of the range Porsche 928 GTI and a beautiful house for myself . . . I also gave my girlfriend a Lotus Esprit Turbo to drive around in. I had come a long way since my business beginnings when I had purchased £20 of stockings to sell to my friends.
The Beginning Of The Slippery Slope
This was now the 1980’s and the base rate for the banks reached a crushing 17%. Businesses were closing down everywhere. Then catastrophe struck; Rupert Murdoch launched Sky Movies onto the television broadcasting scene which meant that people didn’t need to leave their homes to go out to a video store and hire a video to watch a movie, they could do it all from home and book it via the telephone.
Absolutely Penniless Again
During the 1980’s up to 1999 life took an almighty change of circumstances. My mother died … then my sister died … then my business folded overnight making me penniless … I mean absolutely stony broke, because I had put everything I owned into the business to save it, selling the offices we had occupied, which I owned, and various other properties; I also raised the mortgage on my house to the maximum and paid that into the company bank account … but all to no avail.
Thinking About Topping Myself
I sat at home staring at a wall for hours contemplating suicide having lost more than a million pounds … then to make matters worse I had to go and meet the Official Receiver who made me personally bankrupt, took my house off me although they allowed me to stay there while they decided what to do with it; I couldn’t sink much lower … so I thought; but I did because the police visited me at home to ask all sorts of questions about my expired business.
To run my business I had employed a chartered accountant – who incidentally would turn up for work in his Rolls Royce – Also my solicitor was the managing director of my Limited Company. In fact although I was the sole owner of the business, being the only share holder of all the Limited Company shares, they had had a lot of control. What I didn’t know was that the accountant had been raising money on our assets selling the same property several times over — a lot of the money that I never saw – – fraud! Eventually we were all taken to court.
Straight to Jail — Literally!
I didn’t feel threatened during the 9 week trial — I mean I had been the guy who had been putting everything he owned into the bank of the company to save it and taken nothing out. I had even raised the mortgage on my house by £70,000 and put that also into the bank — I thought, surely the judge will see that and exonerate me. No chance! You can imagine my shock when the judge found the accountant and the solicitor guilty of fraudulent trading and decided that I, as the owner of the company, must have acquiesced to what had transpired and so sentenced me to 12 months prison — Arrrgggghhhh!
To make matters worse when I went into the big house my best pal died. He was a great guy and I loved him dearly; the worst bit was the prison authority wouldn’t allowed me to go to his funeral. 1999 must have been the worst year of my life. With my mother dying and my sister dying shortly after and I lost over one million pounds — The Official Receiver made me personally bankrupt, took my house off me —and I was locked up in prison — How do you come back from that?
I have to write here that I owe a lot to my lovely wife whose trust and faith in me was tremendously gratifying. She helped me understand that if I had lost one business I could make others. I had been down the road of success so I knew the route. I still had a good reason to get out of bed in the morning. If I succeeded once in business then I could do it again.
The Millennium – A New Beginning – From Scratch.
I got out of prison the day before Christmas; the millennium was happening and I was totally destitute. I had to ask Linda for the money to buy a glass of beer at the local pub. It was whilst there one night that I got into a conversation with a guy standing at the bar next to me; he told me about an idea whereby I could start and run a national store maintenance business that could be started from scratch from home; all you needed was enthusiasm, a telephone, a computer, the internet and the will to succeed.
Here We Go Again
I created a company called The National Maintenance Team and the idea was I would telephone the biggest businesses in the UK — businesses that individually owned 300 – 700 stores throughout the UK.
It was hard work to get to the ear of the person in charge of each company’s maintenance department but with perseverance I managed, telling them that my maintenance business extended throughout the entire UK and that we could cover any emergency no matter what, anywhere in the UK and Ireland. When the maintenance jobs started coming in I simply used the Internet to find the tradesmen I needed where ever I needed them and I signed them up
on mini contracts whereby they would allow me to keep 20% off the cost of each repair. I soon moved into nice offices and in one year managed to put £100,000 cash into my pocket and started a financial company helping people who were in debt organize their lives better and get out of debt
I left my wife to run the debt management company with a staff of 8 and started selling satellite systems into pubs earning me on a good week about £5000.
Football was very popular in pubs and pulled a lot of customers in on big match days, but it was very expensive to show the TV program costing anything from £500 per week for the licensee to show the football. My deal to the Landlord was that using a satellite system the football could be beamed in from other countries so long as it was shown in English. I was paid £1000 per deal (equivalent to 2 weeks previous license fee) and the landlord saved a fortune.
Life was good again — I bought my wife a Mercedes Sports and myself my first BMW 640 Sports. YIPPPPPEEEEEEE I’M BACK!
I got 10 years out of the financial business but had to close down because of new governmental rules and regulations. Despite the fact that we had been trading in this line of business for the past 10 years and that we and had never had a complaint, the government decreed that we didn’t have enough experience and declined our next annual trading license.
The satellite system business also eventually collapsed because of European legislation making it totally illegal to show premiership football other than using UK’s Skye Television who held the license. Skye had hit me for a second time!
In The Sh-t Again
Life has been bleak since then with my wife Linda getting throat cancer and other health problems rendering her disabled and we’ve had to live off my savings for the past 3 years which are now just about gone. But I’ve been looking at the Internet which I firmly believe is the business of the future. I know for a fact there are guys and gals out there in this great big world earning £5,000 – even £20,000 per week. Believe me I am not exaggerating and so it is my intention to have myself a piece of that beautiful pie.
I’m Now 80 Years Young. Why Not Join Me! If you are like me – retired – or just going through a bad patch in your life then I want you to join me and so I will be there to help you if I can — I have a lot of business experience we can tap into and it would give me great pleasure to help you — absolutely no charge. And who knows – perhaps you’ll help me.
In the meanwhile if you would like to join me in an adventure into earning a living in the Internet there is a course that I took that is absolutely free — no kidding. They will teach you via the Internet (online) how to build your first website and basic stuff like that. When you understand what it’s all about you can move to a higher level and pay a small monthly fee that you can earn back with what they teach you. Just click here and read all about them and PLEASE don’t forget to get in touch with me if you need help and let’s get to know each other.
… Make Way For Another Chapter . . .
Not being as nimble as I once was I cannot go outside to make money and so I have decided to adopt the Internet. I have read up on so many people making a fortune online — some as much as $10,000 every week, and the nice thing about making a large amount of money online is that you can go travelling the world whilst you run you business like so many of these guys do – because your business is in your laptop that you can tuck under your arm and the whole world’s population are your potential customers.
When I first started doing this work online my friends used to ask me what I’m doing and I would tell them what I’m aiming for and I can tell that no one believed or presently believes me. But I can assure “you” it’s true. If you decide to follow me and try your luck then my advice to you is never under any circumstances tell your friends that you are aiming to earn $10,000 per week online because they will just laugh their socks off AND IT IS VERY – NO EXTREMELY – DISCOURAGING. So keep it to yourself – and BELIEVE ME — IT IS POSSIBLE.
Type into your computer “Affiliate Trading” and read up on what it’s all about. Be on guard and be wary of the various characters that profess to be affiliates selling get rich schemes; be very careful about all the hundreds of offers to teach you how it’s done. They just want your money and they are so clever about disguising the fact. They all want to “help” you. I hate to admit it but I have spent $1000’s trying to master the art and I feel I’m only just beginning to win through. I will teach you what I know FOR FREE and guide you as much as contact me.
May your god give you happiness and a good life,
Tommy Stuart Phone – UK 44 (0)1614840383 – Mobile 44 (0) 7738095398